Many people save up money throughout the year for one big trip. If they’re lucky, they can afford to go somewhere overseas. Otherwise, they go somewhere closer with a different landscape or climate. It’s a tried-and-tested formula. But it’s not ideal.
Travel is one of the best parts of my life, and I’m sure there are millions of people who agree with me. The problem is that so many believe there is no way to go on regular trips unless you’ve got tons of money to waste. That couldn’t be further from the truth. You can get around the world on a relatively small budget, if you go about things the right way.
To help you prepare for your next trip, here are 3 ways to ensure you have the money necessary.
Use Credit Card Rewards Programs
It astounds me every time someone with a credit card tells me they don’t use the rewards program. The thing is, just about everyone knows you can get significant rewards, but either believe that you have to be some sort of whizz to do so, or you need to spend too much money to get anywhere.
However, if you use a credit card that earns travel rewards, you’ll be on your way in no time. There are simple ways of making your credit card work for you without risking credit card debt. The easiest way is to use your credit card to pay for things you would otherwise pay with your debit card. In other words, pay for everything with your credit card before paying it back immediately. This way, you never pay interest, but you earn tons of rewards.
Many credit cards even give you extra rewards when you pay for certain basics with them rather than with your debit card. You don’t have to be a genius to figure it out. Simply look at the rules and remember to follow them!
Plan Each Trip With The Next In Mind
It may not be in your nature to think so far ahead, but when you plan one trip with the next in mind, chances are you’ll be able to afford both of them! The way most people I know go about planning their trips is that they look at the money they have and choose what they can afford based on that. They end up spending as much money as they can on hotel rooms and unnecessary tour programs.
If you are, instead, looking to the next trip as well, you will spend less on the things that aren’t essential to you, and you’ll end up going away far more often. The truth is that you’re probably not giving up all that much by “downgrading” to a lesser hotel room or AirBNB as the options have grown to be quite plentiful. What you gain is well worth it.
Everyone Needs A Side Hustle
These days, having a side hustle is far easier than ever before. You can create crafts as a hobby and sell them online. You can freelance as a web designer or writer or even as a consultant. This is the sort of work that can be done on a part-time basis, but will give you more disposable income than ever before.
If you want to travel a lot, having this extra income will get you there. There’s no need for you to only go away when you get a big bonus or after saving for ages. Use these tips to start planning for your next trip today.